Eliminate your debt up to 70% Read more..           Short Refinance ( refinance to 90% of current value ) Read more..           Modify your loan ( 2-4% interest rate) Read more..

We offer Loan modification services. We are a 100% FREE service to homeowners. We refer you toTop rated attorneys to keep your lender honest. Thousands across the country have already been helped.

What is a Loan Modification?

Loan modification is when your current lender agrees to restructure the terms of your mortgage. Lenders typically work backwards using your income and expenses to design a payment that fits into a government program ( Making Home Affordable, etc) or a ?lender specific? program. Defaulting mortgages take PRIORITY with lenders for loan modification.

Loan Modification benefits

Reducing your loan payment through loan modification not only reduces your mortgage payment, but has the following benefits for many:

-          Reduce principal 30 -40%

-          Eliminate deferred interest

-          30 year fixed with interest rates as low as 1%

-          Late payments eliminated

-          stop foreclosures

Methods to get Loan Modification

Plan A

DO IT YOURSELF:. Lenders do not make it easy for any homeowner as you know very well. Lenders look out for themselves with terms of loans that benefit them NOT you. You may be one of the lucky ones who traverse the foreign call centers, rotating personnel and be one of the 4% (    http://www.msnbc.msn.com/id/32281959/ns/business-real_estate ) to obtain a forbearance agreement or short-term plan but rarely ( 66,000 out of 850,000 offered) a long term reduction plan.

Plan B

CHALLENGE THE VALIDITY OF YOUR ?HOME LOAN CONTRACT?:

A loan is nothing more than a contract between you, the homeowner, and a lender for a promise to pay. What makes the contract unique is that it is secured by your home. In case you do not make the payments, the lender takes possession of your house.

Consider this ? in 2002 ? 2007, many lenders sold homeowners the dream of affording their own home without verifying at all whether or not the homeowners could financially pay. As a matter-of-fact, some if not most of the programs were so egregious that they charged the homeowner with bad credit and no assets high interest and fees (commonly called points) just to get in the home.

Don?t think your home loan qualifies for loan modification?

?            Did the lender go out of their way to make sure you know that your adjustable rate mortgage may adjust at some point?

?         Did the lender falsify your earnings to show that you made more money than you did?

?         Did the lender give you high interest rates and verify that you'd be able to afford them?

?                  Were you given an estimate that showed all fees (even the fees earned as rebate by your loan officer) on your Good Faith Estimate or HUD-1?

?                  Were the ?master? transaction registers/ledgers properly documented?

?                  Were the allonges attached?

?                  AND  many more??..

In 97.6% of all the loans we come across, we find multiple problems with loans that were given out dur?ing the Real Estate Boom. That means that there is a high probability that we can most likely find fault with your loan documents as well giving the power back to you for loan modification. Obtaining a forensic audit through Attorney Protection and our legal network is the key to loan modification.

Attorney Protection?s legal network has years of experience helping home owners obtain loan modification using the forensic audit as the key piece to success. Our staff has relationships with your lender coming from years of experience with them. A success rate of  95% says it all.

To find if you?re a candidate for loan modification using our forensic audit is simple and fast. Typically within 72 hours from us receiving your completed application you?ll know whether or not you?re qualified for loan modification using our audit system.

BEST of all, qualifying is FREE!

e-mail: info@attorneyprotection.net CALL NOW : 800-529-3909 Free & Clear Group e-mail: info@freeandcleardebt.com About Us - Contact Us - Forensic Audit Report LENDERS HAVE LEGAL REPRESENTATION AND SO SHOULD YOU WE ENFORCE THE LAWS WHICH PROTECT YOU Loan Modification Service Forensic Audit Report Lower Your Payments Fix your Interest Rate Reduce Loan Balance Late Payment OK Forgive Past Due Stop Foreclosure Avoid Bankruptcy We Can Help You Today! If you're currently LATE or FALLING BEHIND for any reason. If you are currently in a FORECLOSURE we can still negotiate a SUCCESSFUL note modification which will allow you to stay in your home. Free Consultation Contact our Attorney Modification Firm for a ?FREE Loan Modification Consultation? to get an affordable payment and stop foreclosure.Modify Home loan, Interest rate reduction. Foreclosure, Debt settlement About Us - Contact Us - Forensic Audit Report A LOAN MODIFICATION WILL HELP YOU ACCOMPLISH SEVERAL THINGS THAT A TRADITIONAL REFINANCE WILL NOT! DON'T DELAY MODIFICATION FIXED RATES RANGE FROM 2% TO 5% SAVE NOW! 7139 Koll Center Parkway Suite #250 Pleasanton, Ca 94566